Understand the process
Review the policy and insurer’s instructions to identify the relevant claim route.
Support when it matters
When it is time to make a claim, you should know what comes next. Get help organising documents, understanding the process and following up with your insurer.
Real conversations. Clearer decisions.
Organise. Submit. Follow up.
Claim Servicing↗The bigger picture
Claim requirements can vary by policy and event. We help you organise the information requested by your insurer and understand the next action, from initial notification to responding to queries.
Find your starting point ↗Made easier with Sama Fintech
Review the policy and insurer’s instructions to identify the relevant claim route.
Build a checklist around the documents requested for your specific claim.
Keep reference numbers, correspondence and pending requests together for easier follow-up.
A simple starting point
Have these details handy when you speak with us. We’ll help you understand what else may be needed.
Keep sensitive documents private. Share them only through a verified channel when requested.
Policy number and insurer name
A brief account of the event and relevant dates
Claim reference, supporting records and insurer correspondence, if available
From questions to next steps
Start with your situation, your questions and what you want to achieve.
Talk through the details, requirements and things to consider.
Move forward when you understand the process and feel ready.
Good questions
Answers to the things you may be wondering.
No. The insurer decides based on policy coverage, evidence and applicable conditions. Our role is to help you navigate the process.
Yes. Have your claim reference and latest insurer correspondence ready so the pending steps can be reviewed.
No. Contact your insurer promptly and follow the notification requirements in your policy. You can seek assistance with the remaining steps afterwards.
Your next step
Bring your questions. We’ll help you find a way forward.
The insurer assesses and decides each claim under the policy terms. Assistance does not guarantee approval, a settlement amount or a settlement date. Notify your insurer promptly and follow its requirements. IRDAI health insurance claims guidance ↗