Accidental death benefit
Explore a benefit payable to the nominee for a covered accidental death, subject to policy terms.
Protection for the unexpected
You show up for them. Plan for yourself.
Explore personal accident cover designed around the financial impact of an accident, with a clear understanding of the benefits and conditions.
Real conversations. Clearer decisions.
✦ A little clarity goes a long way.
Sama Fintech WITH YOU, ALL THE WAY
Support beyond the moment
For you and the people who count on you.
Personal Accident↗✓
Start with understandingChoose with confidence
The bigger picture
An extra layer of financial protection.
An accident can affect more than your health. Personal accident insurance may provide specified benefits for accidental death or disability, helping you plan for the financial consequences of an unexpected event.
Find your starting point ↗Made easier with Sama Fintech
Clarity at every step.
Disability protection
Compare how policies define and cover permanent total or partial disability.
Options that fit your needs
Review available additional benefits alongside your occupation, budget and existing cover.
A simple starting point
A little preparation.
A better conversation.
Have these details handy when you speak with us. We’ll help you understand what else may be needed.
Keep sensitive documents private. Share them only through a verified channel when requested.
Your conversation checklist
✓
Applicant age and occupation details
✓
Existing accident or group insurance details
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Nominee information and insurer-requested disclosures
From questions to next steps
Let’s make it simple.
01
Tell us what you need
Start with your situation, your questions and what you want to achieve.
02
Understand your options
Talk through the details, requirements and things to consider.
03
Decide your next step
Move forward when you understand the process and feel ready.
Good questions
A little more clarity.
Answers to the things you may be wondering.
Does it cover every injury?+
No. A benefit is payable only when the event and resulting injury meet the policy definitions and conditions. Review exclusions and the benefit schedule carefully.
Does it pay hospital bills?+
Some plans may offer medical expense benefits, but this is not universal. Check your chosen policy instead of assuming hospital costs are included.
Can my occupation affect eligibility?+
Yes. Insurers may consider occupation and activities when assessing eligibility, pricing and conditions. Provide complete and accurate details when applying.
Your next step
Let’s talk about
Personal Accident.
Bring your questions. We’ll help you find a way forward.
Covered events, disability definitions, benefit amounts and exclusions vary by policy. Personal accident cover does not replace comprehensive health or life insurance.